{"id":16957,"date":"2025-09-05T03:12:06","date_gmt":"2025-09-05T03:12:06","guid":{"rendered":"https:\/\/www.sovannaphumlife.com\/?post_type=portfolio&#038;p=16957"},"modified":"2025-09-06T22:22:43","modified_gmt":"2025-09-06T22:22:43","slug":"smile-happy-saving","status":"publish","type":"portfolio","link":"https:\/\/www.sovannaphumlife.com\/kh\/portfolio\/smile-happy-saving\/","title":{"rendered":"\u179f\u17d2\u1798\u17b6\u1799 \u179a\u17b8\u1780\u179a\u17b6\u1799\u179f\u1793\u17d2\u179f\u17c6"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16957\" class=\"elementor elementor-16957\">\n\t\t\t\t<div class=\"aux-parallax-section elementor-element elementor-element-cbfa737 e-con-full e-flex e-con e-parent\" data-id=\"cbfa737\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a6cf3b2 e-con-full e-flex e-con e-child\" data-id=\"a6cf3b2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b41ad37 elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"b41ad37\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 1\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.sovannaphumlife.com\/wp-content\/uploads\/2025\/09\/SVL_Website-Product-V-Banner_SMILE-Happy-Saving-scaled.jpg\" alt=\"SVL_Website Product V Banner_SMILE Happy Saving\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fab6f87 elementor-widget elementor-widget-text-editor\" data-id=\"fab6f87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"heading-primary\"><strong><span style=\"color: #007fc5;\"><span lang=\"km\">\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1794\u1793\u17d2\u1790\u17c2\u1798<\/span><\/span><\/strong><\/h4><p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p><p>\u179f\u17bc\u1798\u1795\u17d2\u178f\u179b\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1793\u17c5\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1798 \u178a\u17be\u1798\u17d2\u1794\u17b8\u17b1\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u1780\u17b6\u179a\u1784\u17b6\u179a\u1791\u17b8\u1794\u17d2\u179a\u17b9\u1780\u17d2\u179f\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u179a\u1794\u179f\u17cb\u1799\u17be\u1784\u1791\u17c6\u1793\u17b6\u1780\u17cb\u1791\u17c6\u1793\u1784\u1780\u17d2\u1793\u17bb\u1784\u1796\u17c1\u179b\u1786\u17b6\u1794\u17cb\u17d7\u1793\u17c1\u17c7<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0320f1b elementor-widget elementor-widget-shortcode\" data-id=\"0320f1b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><style id=\"wpforms-css-vars-9166\">\n\t\t\t\t#wpforms-9166 {\n\t\t\t\t--wpforms-container-padding: 0px;\n--wpforms-container-border-width: 1px;\n--wpforms-container-border-radius: 3px;\n--wpforms-background-color: rgba(0, 0, 0, 0);\n--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-9166\"><form id=\"wpforms-form-9166\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"9166\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/kh\/wp-json\/wp\/v2\/portfolio\/16957\" data-token=\"433487c884ee58ded7964e771c7f0d17\" data-token-time=\"1775257579\" data-trp-original-action=\"\/kh\/wp-json\/wp\/v2\/portfolio\/16957\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-9166-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><fieldset><legend class=\"wpforms-field-label\">\u1782\u17c4\u178f\u17d2\u178f\u1793\u17b6\u1798 \u1793\u17b6\u1798 <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-medium\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-9166-field_0\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][0][first]\" placeholder=\"\u1782\u17c4\u178f\u17d2\u178f\u1793\u17b6\u1798\" aria-errormessage=\"wpforms-9166-field_0-error\" required><label for=\"wpforms-9166-field_0\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-9166-field_0-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][0][last]\" placeholder=\"\u1793\u17b6\u1798\" aria-errormessage=\"wpforms-9166-field_0-last-error\" required><label for=\"wpforms-9166-field_0-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/fieldset><\/div><div id=\"wpforms-9166-field_4-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-9166-field_4\">\u179b\u17c1\u1781\u1791\u17c6\u1793\u17b6\u1780\u17cb\u1791\u17c6\u1793\u1784 <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-9166-field_4\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][4]\" aria-errormessage=\"wpforms-9166-field_4-error\" required><\/div><div id=\"wpforms-9166-field_2-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-9166-field_2\">\u1798\u178f\u17b7<\/label><textarea id=\"wpforms-9166-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" aria-errormessage=\"wpforms-9166-field_2-error\" ><\/textarea><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"9166\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.sovannaphumlife.com\/kh\/wp-json\/wp\/v2\/portfolio\/16957\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-9166\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Send Message\" aria-live=\"assertive\" value=\"wpforms-submit\">\u1795\u17d2\u1789\u17be\u179f\u17b6\u179a<\/button><img decoding=\"async\" src=\"https:\/\/www.sovannaphumlife.com\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"kh\"\/><\/form><\/div>  <!-- .wpforms-container --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f0917e e-con-full e-flex e-con e-child\" data-id=\"9f0917e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2911df elementor-widget elementor-widget-text-editor\" data-id=\"d2911df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4><strong><span style=\"color: #007fc5;\">\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u179f\u1784\u17d2\u1781\u17c1\u1794<\/span><\/strong><\/h4><ul><li>\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1794\u1793\u17d2\u1790\u17c2\u1798 \u17e2% \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c5\u179a\u17c0\u1784\u179a\u17b6\u179b\u17cb \u17e2 \u1786\u17d2\u1793\u17b6\u17c6\u1798\u17d2\u178f\u1784<sup>(\u17e1)<\/sup>\u00a0<\/li><li>\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u200b \u17e1\u17e0\u17e0% \u17ac\u200b \u17e1\u17e1\u17e0%\u200b \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c5\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u178a\u179b\u17cb\u1780\u17c6\u178e\u178f\u17cb\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<sup>(\u17e2)<\/sup>\u00a0<\/li><li>\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793 \u17e2\u17e2\u17e0% \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u179a\u17d2\u178f\u17c3\u1799\u17cd\u178a\u17c2\u179b\u1794\u178e\u17d2\u178f\u17b6\u179b\u1798\u1780\u1796\u17b8\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb<sup>(\u17e3)<\/sup>\u00a0<\/li><li>\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793 \u17e1\u17e1\u17e0% \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u179a\u17d2\u178f\u17c3\u1799\u17cd\u178a\u17c2\u179b\u1794\u178e\u17d2\u178f\u17b6\u179b\u1798\u1780\u1796\u17b8\u1787\u17c6\u1784\u17ba<sup>(\u17e3)<\/sup>\u00a0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67d43c6 elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-tablet_extra elementor-hidden-mobile_extra elementor-widget elementor-widget-aux_responsive_table\" data-id=\"67d43c6\" data-element_type=\"widget\" data-widget_type=\"aux_responsive_table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"widget-container aux-widget-responsive-table\" >\n            <div class=\"widget-inner\" >\n                <h4><span style=\"color: #007fc5\"><strong>\u179b\u1780\u17d2\u1781\u178e\u17c8\u1795\u179b\u17b7\u178f\u1795\u179b\u179f\u1784\u17d2\u1781\u17c1\u1794<\/strong><\/span><\/h4>\r\n<table style=\"width: 700px\" class=\"table table-bordered\">\r\n<tbody>\r\n  <tr style=\"background-color: #FFD0EC\">\r\n\t<td>\u17a2\u17b6\u1799\u17bb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u1785\u17b6\u1794\u17cb\u1796\u17b8\u200b \u17e1\u17e8 \u1786\u17d2\u1793\u17b6\u17c6 \u1791\u17c5 \u17e5\u17e5 \u1786\u17d2\u1793\u17b6\u17c6<\/td>\r\n  <\/tr>\r\n  <tr style=\"background-color: #F7FDFF\">\r\n    <td>\u17a2\u17b6\u1799\u17bb\u1795\u17bb\u178f\u1780\u17c6\u178e\u178f\u17cb\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u17e6\u17e5 \u1786\u17d2\u1793\u17b6\u17c6<\/td>\r\n  <\/tr>\r\n  <tr style=\"background-color: #FFD0EC\">\r\n\t<td>\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u1785\u17b6\u1794\u17cb\u1796\u17b8 \u17e5\u17e0\u17e0\u17e0 \u178a\u17bb\u179b\u17d2\u179b\u17b6\u179a<\/td>\r\n  <\/tr>\r\n  <tr style=\"background-color: #F7FDFF\">\r\n\t<td>\u179a\u1799\u17c8\u1796\u17c1\u179b\u1793\u17c3\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u1785\u17b6\u1794\u17cb\u1796\u17b8 \u17e1\u17e0 \u1786\u17d2\u1793\u17b6\u17c6 \u179a\u17a0\u17bc\u178f\u178a\u179b\u17cb \u17e2\u17e0 \u1786\u17d2\u1793\u17b6\u17c6<\/td>\r\n\t <tr style=\"background-color: #FFD0EC\">\r\n\t<td>\u179a\u1799\u17c8\u1796\u17c1\u179b\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u179f\u17d2\u1798\u17be\u1793\u17b9\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u200b (\u17e1\u17e0\u200b \u1786\u17d2\u1793\u17b6\u17c6\u200b \u1791\u17c5\u200b \u17e2\u17e0 \u1786\u17d2\u1793\u17b6\u17c6)<\/td>\r\n  <\/tr>\r\n  <tr style=\"background-color: #F7FDFF\">\r\n\t<td>\u179a\u1794\u17c0\u1794\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td>\r\n\t<td>\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6 \u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u1798\u17b6\u179f \u1794\u17d2\u179a\u1785\u17b6\u17c6\u178f\u17d2\u179a\u17b8\u1798\u17b6\u179f \u1793\u17b7\u1784\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1781\u17c2<\/td>\r\n  <\/tr>\r\n<\/tbody>\r\n<\/table>            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a42459a elementor-hidden-desktop elementor-hidden-widescreen elementor-hidden-laptop elementor-widget elementor-widget-text-editor\" data-id=\"a42459a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4><span style=\"color: #007fc5;\"><strong>\u179b\u1780\u17d2\u1781\u178e\u17c8\u1795\u179b\u17b7\u178f\u1795\u179b\u179f\u1784\u17d2\u1781\u17c1\u1794<\/strong><\/span><\/h4><table style=\"width: 100%; font-size: 12px;\"><tbody><tr style=\"background-color: #ffd0ec;\"><td>\u17a2\u17b6\u1799\u17bb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u1785\u17b6\u1794\u17cb\u1796\u17b8\u200b \u17e1\u17e8 \u1786\u17d2\u1793\u17b6\u17c6 \u1791\u17c5 \u17e5\u17e5 \u1786\u17d2\u1793\u17b6\u17c6<\/td><\/tr><tr style=\"background-color: #f7fdff;\"><td>\u17a2\u17b6\u1799\u17bb\u1795\u17bb\u178f\u1780\u17c6\u178e\u178f\u17cb\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u17e6\u17e5 \u1786\u17d2\u1793\u17b6\u17c6<\/td><\/tr><tr style=\"background-color: #ffd0ec;\"><td>\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u1785\u17b6\u1794\u17cb\u1796\u17b8 \u17e5\u17e0\u17e0\u17e0 \u178a\u17bb\u179b\u17d2\u179b\u17b6\u179a<\/td><\/tr><tr style=\"background-color: #f7fdff;\"><td>\u179a\u1799\u17c8\u1796\u17c1\u179b\u1793\u17c3\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u1785\u17b6\u1794\u17cb\u1796\u17b8 \u17e1\u17e0 \u1786\u17d2\u1793\u17b6\u17c6 \u179a\u17a0\u17bc\u178f\u178a\u179b\u17cb \u17e2\u17e0 \u1786\u17d2\u1793\u17b6\u17c6<\/td><\/tr><tr style=\"background-color: #ffd0ec;\"><td>\u179a\u1799\u17c8\u1796\u17c1\u179b\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u179f\u17d2\u1798\u17be\u1793\u17b9\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u200b (\u17e1\u17e0\u200b \u1786\u17d2\u1793\u17b6\u17c6\u200b \u1791\u17c5\u200b \u17e2\u17e0 \u1786\u17d2\u1793\u17b6\u17c6)<\/td><\/tr><tr style=\"background-color: #f7fdff;\"><td>\u179a\u1794\u17c0\u1794\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/td><td>\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6 \u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u1798\u17b6\u179f \u1794\u17d2\u179a\u1785\u17b6\u17c6\u178f\u17d2\u179a\u17b8\u1798\u17b6\u179f \u1793\u17b7\u1784\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1781\u17c2<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aeda31 elementor-widget elementor-widget-text-editor\" data-id=\"2aeda31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4><strong><span style=\"color: #007fc5;\">\u1785\u17c6\u178e\u17b6\u17c6<\/span><\/strong><\/h4><p>(\u17e1) \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1786\u17d2\u1793\u17b6\u17c6\u1793\u17c3\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u178a\u179b\u17cb\u1780\u17c6\u178e\u178f\u17cb\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/p><p>(\u17e2) \u17e1\u17e0\u17e0%\u200b \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1785\u17c6\u1796\u17c4\u17c7\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1796\u17b8 \u17e1\u17e0 \u1791\u17c5 \u17e1\u17e5 \u1786\u17d2\u1793\u17b6\u17c6\u17d4<br \/>\u00a0 \u00a0 \u00a0 \u17e1\u17e1\u17e0%\u200b \u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1785\u17c6\u1796\u17c4\u17c7\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1796\u17b8 \u17e1\u17e6 \u1791\u17c5 \u17e2\u17e0 \u1786\u17d2\u1793\u17b6\u17c6\u17d4<\/p><p>(\u17e3) \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u200b \u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1789\u17d2\u1785\u1794\u17cb\u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u200b\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u179a\u17d2\u178f\u17c3\u1799\u17cd\u200b \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1791\u17bc\u1791\u17b6\u178f\u17cb\u179a\u17bd\u1785\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d409a0 e-con-full e-flex e-con e-child\" data-id=\"6d409a0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e4567b elementor-widget elementor-widget-text-editor\" data-id=\"3e4567b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4><strong><span style=\"color: #007fc5;\">\u1794\u179a\u17b7\u1799\u17b6\u1799\u1795\u179b\u17b7\u178f\u1795\u179b<\/span><\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c479522 elementor-widget elementor-widget-n-accordion\" data-id=\"c479522\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2060\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u179c\u17b7\u179f\u17b6\u179b\u1797\u17b6\u1796\u1793\u17c3\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2060\" class=\"elementor-element elementor-element-9a3841b e-flex e-con-boxed e-con e-child\" data-id=\"9a3841b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-923f3cf elementor-widget elementor-widget-text-editor\" data-id=\"923f3cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><strong>\u179f\u17d2\u1798\u17b6\u1799 \u179a\u17b8\u1780\u179a\u17b6\u1799\u179f\u1793\u17d2\u179f\u17c6 <\/strong>\u1795\u17d2\u178a\u179b\u17cb\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u178a\u17c4\u1799\u1795\u17d2\u178a\u179b\u17cb\u1793\u17bc\u179c\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784  \u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u178a\u17c2\u179b\u1794\u178e\u17d2\u178f\u17b6\u179b\u178a\u17c4\u1799\u1787\u17c6\u1784\u17ba \u17ac\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb \u17ac\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1780\u179a\u178e\u17b8\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c5\u179a\u179f\u17cb\u179a\u17b6\u1793\u1798\u17b6\u1793\u1787\u17b8\u179c\u17b7\u178f\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2061\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2061\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1. \u1793\u17b7\u1799\u1798\u1793\u17d0\u1799 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2061\" class=\"elementor-element elementor-element-262624b e-flex e-con-boxed e-con e-child\" data-id=\"262624b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2061\" class=\"elementor-element elementor-element-90e36a2 e-con-full e-flex e-con e-child\" data-id=\"90e36a2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11e84d4 elementor-widget elementor-widget-text-editor\" data-id=\"11e84d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><strong>\u201c\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb 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\u178a\u17c2\u179b\u1794\u17b6\u1793\u1796\u17d2\u179a\u1798\u1796\u17d2\u179a\u17c0\u1784\u179a\u179c\u17b6\u1784\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u1793\u17b7\u1784\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb 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\u1793\u17b7\u1784\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u201d<\/strong>\u00a0\u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1794\u17bb\u1782\u17d2\u1782\u179b\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1787\u17b6\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac\u17af\u1780\u179f\u17b6\u179a\u1797\u17d2\u1787\u17b6\u1794\u17cb 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\u1787\u17b6\u1790\u17d2\u1793\u17bc\u179a\u1793\u17b9\u1784\u1794\u178e\u17d2\u178a\u17b6\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u178a\u17c2\u179b\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c4\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p><p style=\"padding-left: 40px;\" class=\"translation-block\"><strong>\u201c\u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u17af\u1780\u179f\u17b6\u179a\u178a\u17c2\u179b\u1785\u17c1\u1789\u178a\u17c4\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u178a\u17be\u1798\u17d2\u1794\u17b8\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1794\u17b6\u1793\u1791\u17b7\u1789\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1796\u17b8\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u178a\u17c2\u179b\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1785\u17b6\u1794\u17cb\u1795\u17d2\u178a\u17be\u1798\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1786\u17d2\u1793\u17b6\u17c6\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u1793\u17b8\u1798\u17bd\u1799\u17d7\u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b \u17e1 \u1786\u17d2\u1793\u17b6\u17c6 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793 \u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f \u17ac\u1785\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1781\u17bd\u1794\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c3\u1786\u17d2\u1793\u17b6\u17c6\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u1793\u17d2\u178f\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1781\u17bd\u1794\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1781\u17bd\u1794\u1793\u17c3\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u17ac \u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17c1\u17d2\u1786\u1791\u178a\u17c2\u179b\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u1793\u17d2\u178f \u17ac \u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1791\u17c5\u17b2\u17d2\u1799\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793)\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u178e\u17cd\u178a\u17c2\u179b\u1780\u17be\u178f\u17a1\u17be\u1784\u1797\u17d2\u179b\u17b6\u1798\u17d7\u178a\u17c4\u1799\u1780\u178f\u17d2\u178f\u17b6\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c5 \u17a0\u17be\u1799\u178a\u17c2\u179b\u179b\u1791\u17d2\u1792\u1795\u179b\u1793\u17c4\u17c7\u1798\u17b7\u1793\u1798\u17c2\u1793\u1780\u17be\u178f\u17a1\u17be\u1784\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6 \u17ac\u1780\u17b6\u179a\u178f\u17b6\u17c6\u1784\u1785\u17b7\u178f\u17d2\u178f\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1780\u17b6\u179a\u179a\u1784\u179a\u1794\u17bd\u179f\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u179a\u1794\u17bd\u179f\u179a\u17b6\u1784\u1780\u17b6\u1799\u178a\u17c2\u179b\u1794\u1784\u17d2\u1780\u17a1\u17be\u1784\u178a\u17c4\u1799\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb\u178a\u17c4\u1799\u1795\u17d2\u1791\u17b6\u179b\u17cb \u17a0\u17be\u1799\u1798\u17b6\u1793\u179b\u1780\u17d2\u1781\u178e\u17c8\u178a\u17c4\u1799\u17a1\u17c2\u1780 \u1793\u17b7\u1784\u17af\u1780\u179a\u17b6\u1787\u17d2\u1799\u1796\u17b8\u1798\u17bc\u179b\u17a0\u17c1\u178f\u17bb\u1795\u17d2\u179f\u17c1\u1784\u17d7\u1791\u17c0\u178f\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u201d <\/strong>\u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u1794\u17bb\u1782\u17d2\u1782\u179b\u178a\u17c2\u179b\u1794\u17b6\u1793\u1780\u17c6\u178e\u178f\u17cb\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1796\u17b6\u1780\u17d2\u1799\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17b2\u17d2\u1799\u1792\u17d2\u179c\u17be\u1787\u17b6\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u1799\u17c4\u1784\u178f\u17b6\u1798\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17b7\u1784 \u1787\u17b6\u1794\u17bb\u1782\u17d2\u1782\u179b\u178a\u17c2\u179b\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1791\u17c5\u178f\u17b6\u1798  \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1791\u1791\u17bd\u179b\u1798\u179a\u178e\u1797\u17b6\u1796\u17d4<\/p><p style=\"padding-left: 40px;\"><strong>\u201c\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd<\/strong><strong>\u201d<\/strong> \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1791\u1791\u17bd\u179b\u179a\u1784\u1793\u17bc\u179c\u1780\u17b6\u179a\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u1793\u17b7\u1784\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1787\u17b6\u179f\u17c7\u179f\u17d2\u1794\u17be\u1799\u1787\u17b6\u179a\u17c0\u1784\u179a\u17a0\u17bc\u178f\u1793\u17bc\u179c\u17d6<\/p><p style=\"padding-left: 80px; margin-top: -15px;\">- \u178a\u17c3\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac<br \/>- \u1787\u17be\u1784\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac<br \/>- \u178a\u17c3\u1798\u17d2\u1781\u17b6\u1784 \u1793\u17b7\u1784\u1787\u17be\u1784\u1798\u17d2\u1781\u17b6\u1784 \u17ac<br \/>- \u1797\u17d2\u1793\u17c2\u1780\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac<br \/>- \u1797\u17d2\u1793\u17c2\u1780\u1798\u17d2\u1781\u17b6\u1784 \u1793\u17b7\u1784\u178a\u17c3\u1798\u17d2\u1781\u17b6\u1784 \u17ac<\/p><p style=\"padding-left: 80px; margin-top: -15px;\">- \u1787\u17be\u1784\u1798\u17d2\u1781\u17b6\u1784 \u1793\u17b7\u1784\u1797\u17d2\u1793\u17c2\u1780\u1798\u17d2\u1781\u17b6\u1784\u17d4<\/p><p style=\"padding-left: 40px; margin-top: -15px; text-indent: 40px;\">\u1780\u17d2\u1793\u17bb\u1784\u1793\u17b7\u1799\u1798\u1793\u17d0\u1799\u1793\u17c1\u17c7 \u1780\u17b6\u179a\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1787\u17b6\u179f\u17c7\u179f\u17d2\u1794\u17be\u1799\u1794\u17b6\u1793\u1787\u17b6\u179a\u17c0\u1784\u179a\u17a0\u17bc\u178f\u1793\u17bc\u179c (i) \u1797\u17d2\u1793\u17c2\u1780\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb\u1780\u17b6\u179a\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u179f\u179a\u17b8\u179a\u17b6\u1784\u17d2\u1782\u1797\u17d2\u1793\u17c2\u1780\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17d2\u1793\u17c2\u1780\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 (ii) \u178a\u17c3\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb\u1780\u17b6\u179a\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u1795\u17d2\u1793\u17c2\u1780\u1781\u17b6\u1784\u179b\u17be\u1793\u17c3\u1780\u178a\u17c3 \u1793\u17b7\u1784 (iii) \u1787\u17be\u1784\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u179f\u17c6\u178a\u17c5\u178a\u179b\u17cb\u1780\u17b6\u179a\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u1795\u17d2\u1793\u17c2\u1780\u1781\u17b6\u1784\u179b\u17be\u1793\u17c3\u1780\u1787\u17be\u1784\u17d4<\/p><p style=\"padding-left: 40px; margin-top: -15px; text-indent: 40px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1780\u1798\u17d2\u179a\u17be\u1780\u1794\u17b6\u1793\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u179f\u17d2\u1790\u17b6\u1793\u1797\u17b6\u1796\u1793\u17c3\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u178f\u17d2\u179a\u17bc\u179c\u178f\u17c2\u1798\u17b6\u1793\u1780\u17b6\u179a\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1785\u17d2\u1794\u17b6\u179f\u17cb\u179b\u17b6\u179f\u17cb\u1796\u17b8\u1798\u1793\u17d2\u1791\u17b8\u179a\u1796\u17c1\u1791\u17d2\u1799\u178a\u17c2\u179b\u1794\u17b6\u1793\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8\u1793\u17c5\u1790\u17d2\u1793\u17b6\u1780\u17cb\u1781\u17c1\u178f\u17d2\u178f \u1793\u17b7\u1784\u1790\u17d2\u1793\u17b6\u1780\u17cb\u1781\u17d2\u1796\u179f\u17cb\u1787\u17b6\u1784\u1793\u17c1\u17c7 \u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u1798\u17b7\u1793\u178f\u17b7\u1785\u1787\u17b6\u1784 \u17e1\u17e8\u17e0 \u1790\u17d2\u1784\u17c3 \u1793\u17b7\u1784\u1798\u17b7\u1793\u179b\u17be\u179f\u1796\u17b8\u179a\u1799\u17c8\u1796\u17c1\u179b \u17e2\u17e7\u17e0 \u1790\u17d2\u1784\u17c3 \u1785\u17b6\u1794\u17cb\u1796\u17b8\u1796\u17c1\u179b\u1798\u17b6\u1793\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb\u1787\u17b6\u1799\u1790\u17b6\u17a0\u17c1\u178f\u17bb \u17ac\u1782\u17b7\u178f\u1785\u17b6\u1794\u17cb\u1796\u17b8\u1790\u17d2\u1784\u17c3\u178a\u17c2\u179b\u179f\u17d2\u1790\u17b6\u1793\u1797\u17b6\u1796\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c\u17d4<\/p><p style=\"padding-left: 40px; margin-top: -15px; text-indent: 40px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1794\u17b6\u178f\u17cb\u1794\u1784\u17cb\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784\u1793\u17bc\u179c\u178a\u17c3\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac\u1787\u17be\u1784\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u17ac\u1797\u17d2\u1793\u17c2\u1780\u1798\u17d2\u1781\u17b6\u1784 \u17ac\u1791\u17b6\u17c6\u1784\u1796\u17b8\u179a \u179b\u17b7\u1781\u17b7\u178f\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1794\u17c2\u1794\u1793\u17c1\u17c7\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u17a1\u17be\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u178e\u17b6\u1798\u17bd\u1799\u1780\u17cf\u1794\u17b6\u1793\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2062\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2062\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2. 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30px;\">\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1795\u17d2\u17a2\u17c2\u1780\u179b\u17be\u1780\u17b6\u179a\u1787\u17bf\u1787\u17b6\u1780\u17cb\u179a\u1794\u179f\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u1791\u17c5\u179b\u17be\u1797\u17b6\u1796\u1796\u17b7\u178f \u1793\u17b7\u1784\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c\u1793\u17c3\u179f\u17c1\u1785\u1780\u17d2\u178f\u17b8\u1794\u17d2\u179a\u1780\u17b6\u179f\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1780\u17d2\u1793\u17bb\u1784\u1796\u17b6\u1780\u17d2\u1799\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f \u179f\u17c1\u1785\u1780\u17d2\u178f\u17b8\u17a2\u17c7\u17a2\u17b6\u1784\u179b\u17be\u179f\u17bb\u1781\u1797\u17b6\u1796 \u1793\u17b7\u1784 \u1780\u17b6\u179a\u1794\u17d2\u179a\u1780\u17b6\u179f\u1794\u1793\u17d2\u1790\u17c2\u1798\u1795\u17d2\u179f\u17c1\u1784\u17d7\u1791\u17c0\u178f\u178a\u17c2\u179b\u1785\u17bb\u17c7\u17a0\u178f\u17d2\u1790\u179b\u17c1\u1781\u17b6\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17a0\u17be\u1799\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u1784\u17cb\u1782\u17d2\u179a\u1794\u17cb\u1785\u17c6\u1793\u17bd\u1793\u178f\u17b6\u1798\u1780\u17b6\u179b\u1780\u17c6\u178e\u178f\u17cb\u17d4 \u1795\u17d2\u17a2\u17c2\u1780\u178f\u17b6\u1798\u1780\u17b6\u179a\u1787\u17bf\u1787\u17b6\u1780\u17cb\u1793\u17c1\u17c7 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1785\u17bb\u17c7\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17b7\u1784\u1785\u17c1\u1789                  \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1798\u17b6\u1793\u1785\u17c1\u178f\u1793\u17b6\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u1785\u1780\u17d2\u178f\u17b8\u1794\u17d2\u179a\u1780\u17b6\u179f\u1798\u17b7\u1793\u1796\u17b7\u178f\u1794\u17d2\u179a\u17b6\u1780\u178a \u17ac\u1794\u17b6\u1793\u178a\u17b9\u1784 \u17ac\u1782\u17bd\u179a\u178f\u17c2\u1794\u17b6\u1793\u178a\u17b9\u1784\u1796\u17b8\u1780\u17b6\u179a\u1796\u17b7\u178f\u1787\u17b6\u179f\u17b6\u179a\u179c\u1793\u17d2\u178f\u178e\u17b6\u1798\u17bd\u1799 \u1794\u17c9\u17bb\u1793\u17d2\u178f\u17c2\u1781\u1780\u1781\u17b6\u1793\u1798\u17b7\u1793\u1794\u17b6\u1793\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u179b\u17b6\u178f\u178f\u17d2\u179a\u178a\u17b6\u1784\u1780\u17b6\u179a\u1796\u17b7\u178f\u1793\u17c4\u17c7\u17b2\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1794\u17b6\u1793\u178a\u17b9\u1784 \u178a\u17c2\u179b\u17a2\u17b6\u1785\u1793\u17b9\u1784\u1794\u1784\u17d2\u1780\u17b2\u17d2\u1799\u1798\u17b6\u1793\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u179b\u17be\u1780\u1798\u17d2\u1798\u179c\u178f\u17d2\u1790\u17bb\u178a\u17c2\u179b\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6  \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u179a\u1780\u17d2\u179f\u17b6\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1782\u17b7\u178f\u1790\u17d2\u179b\u17c3\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1794\u1793\u17d2\u1790\u17c2\u1798 \u17ac \u1794\u178a\u17b7\u179f\u17c1\u1792\u1798\u17b7\u1793\u1785\u17bb\u17c7\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b7\u1793\u1791\u17b6\u1793\u17cb\u1794\u17b6\u1793\u1785\u17c1\u1789\u17b2\u17d2\u1799\u1787\u17b6\u1795\u17d2\u179b\u17bc\u179c\u1780\u17b6\u179a)\u17d4 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u1780\u17b6\u179a\u1795\u17d2\u178f\u179b\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1798\u17b7\u1793\u1796\u17b7\u178f \u17ac \u1780\u17b6\u179a\u1781\u1780\u1781\u17b6\u1793\u1798\u17b7\u1793\u1794\u17b6\u1793\u179b\u17b6\u178f\u178f\u17d2\u179a\u178a\u17b6\u1784\u1780\u17b6\u179a\u1796\u17b7\u178f\u1787\u17b6\u179f\u17b6\u179a\u179c\u1793\u17d2\u178f\u17b2\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1794\u17b6\u1793\u178a\u17b9\u1784\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6  \u1793\u17b9\u1784\u1792\u17d2\u179c\u17be\u17b2\u17d2\u1799\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u17a2\u17b6\u1785\u1780\u17d2\u179b\u17b6\u1799\u1787\u17b6 \u1798\u17c4\u1783\u17c8\u17d4 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1793\u17c1\u17c7 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17a2\u17b6\u1785\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1793\u17c1\u17c7\u1787\u17b6\u1798\u17c4\u1783\u17c8 \u1793\u17b7\u1784 \u1794\u178a\u17b7\u179f\u17c1\u1792\u1798\u17b7\u1793\u1795\u17d2\u178f\u179b\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179f\u17c6\u178e\u1784\u178f\u17b6\u1798\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b7\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u178a\u17b7\u179f\u17c1\u1792\u1791\u17c6\u1793\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u178e\u17b6\u1798\u17bd\u1799 \u178a\u17c4\u1799\u1795\u17d2\u17a2\u17c2\u1780\u179b\u17be\u179f\u17c1\u1785\u1780\u17d2\u178f\u17b8\u1794\u17d2\u179a\u1780\u17b6\u179f\u178e\u17b6\u1798\u17bd\u1799\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17c2\u1793\u1787\u17b6\u179f\u17c1\u1785\u1780\u17d2\u178f\u17b8\u1794\u17d2\u179a\u1780\u17b6\u179f\u1792\u17d2\u179c\u17be\u17a1\u17be\u1784\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u17af\u1780\u179f\u17b6\u179a\u178a\u17bc\u1785\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1780\u1790\u17b6\u1781\u178e\u17d2\u178c\u1791\u17b8 \u17e1 \u1793\u17c3\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a\u179a\u17bd\u1798\u1793\u17c3\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1780\u17d2\u1793\u17bb\u1784\u1795\u17d2\u1793\u17c2\u1780\u1791\u17b8 \u17e2 \u1793\u17c4\u17c7\u1791\u17c1\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1797\u17d2\u1793\u17b6\u1780\u17cb\u1784\u17b6\u179a \u17ac\u1787\u17be\u1784\u179f\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f \u1798\u17b7\u1793\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u17a2\u17c6\u178e\u17b6\u1785\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u1780\u17c2\u178f\u1798\u17d2\u179a\u17bc\u179c \u17ac \u1780\u17c2\u1794\u17d2\u179a\u17c2\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u17ac \u1796\u1793\u17d2\u1799\u17b6\u179a\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1781\u17bd\u1794\u1793\u17c3\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac \u1794\u178a\u17b7\u179f\u17c1\u1792\u1780\u17b6\u179a\u1795\u17d2\u178f\u179b\u17cb\u1780\u17b6\u179a\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784 \u17ac \u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1791\u17c5\u178f\u17b6\u1798\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u178f\u1798\u17d2\u179a\u17bc\u179c\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u17a1\u17be\u1799\u17d4 \u179a\u17b6\u179b\u17cb\u1780\u17b6\u179a\u1780\u17c2\u1794\u17d2\u179a\u17c2  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tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2063\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e3. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 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30px;\">\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u1784  \u1793\u17b7\u1784\u1794\u1780\u179f\u17d2\u179a\u17b6\u1799\u178a\u17c4\u1799\u1799\u17c4\u1784\u178f\u17b6\u1798\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1793\u17c3\u1796\u17d2\u179a\u17c7\u179a\u17b6\u1787\u17b6\u178e\u17b6\u1785\u1780\u17d2\u179a\u1780\u1798\u17d2\u1796\u17bb\u1787\u17b6\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2064\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2064\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e4. 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0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2064\" class=\"elementor-element elementor-element-48446e1 e-flex e-con-boxed e-con e-child\" data-id=\"48446e1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abc72ec elementor-widget elementor-widget-text-editor\" data-id=\"abc72ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1785\u17c6\u178e\u17bb\u1785\u1793\u17c1\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1796\u17b7\u1796\u178e\u17cc\u1793\u17b6\u1793\u17c5\u1780\u17d2\u179a\u17c4\u1798\u1795\u17d2\u1793\u17c2\u1780\u179f\u17d2\u178f\u17b8\u1796\u17b8 \u201c\u179a\u17bc\u1794\u17b7\u1799\u1794\u178e\u17d2\u178e\u201d \u1793\u17c3\u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2065\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2065\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e5. \u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u1798\u17b7\u1793\u17a2\u17b6\u1785\u178f\u179c\u17c9\u17b6\u1794\u17b6\u1793\u1793\u17c3\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2065\" class=\"elementor-element elementor-element-2fbf798 e-flex e-con-boxed e-con e-child\" data-id=\"2fbf798\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f58583 elementor-widget elementor-widget-text-editor\" data-id=\"9f58583\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1798\u17b6\u1793\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u1795\u17d2\u179f\u17c1\u1784\u1796\u17b8\u1793\u17c1\u17c7\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c5\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b7\u1793\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u178f\u179c\u17c9\u17b6\u1796\u17b8\u1781\u17d2\u179b\u17b9\u1798\u179f\u17b6\u179a\u179a\u17bd\u1798\u1793\u17c3\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u179c\u17b6\u1798\u17b6\u1793\u1794\u17d2\u179a\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1797\u17b6\u1796\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u179a\u1799\u17c8\u1796\u17c1\u179b\u1796\u17b8\u179a\u1786\u17d2\u1793\u17b6\u17c6 \u1782\u17b7\u178f\u1785\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1793\u17c3\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u17ac \u1782\u17b7\u178f\u1785\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1793\u17c3\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799 \u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789 \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1780\u179a\u178e\u17b8\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b7\u1793\u1798\u17b6\u1793\u1795\u179b\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1796\u17b8\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Insurable interest) \u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u17ac\u1794\u17b6\u1793\u1795\u17d2\u178f\u179b\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1798\u17b7\u1793\u1796\u17b7\u178f\u1796\u17b8\u17a2\u17b6\u1799\u17bb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178a\u17c2\u179b\u17a0\u17bd\u179f\u1796\u17b8\u1780\u1798\u17d2\u179a\u17b7\u178f\u1793\u17c3\u1780\u17b6\u179a\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a2\u17b6\u1787\u17b8\u179c\u1780\u1798\u17d2\u1798\u1791\u17bc\u1791\u17c5\u179a\u1794\u179f\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2066\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2066\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e6. \u179f\u17b7\u1791\u17d2\u1792\u17b7 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u179f\u17b7\u1791\u17d2\u1792\u17b7\u179f\u17d2\u1790\u17b7\u178f\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2066\" class=\"elementor-element elementor-element-2de4d60 e-flex e-con-boxed e-con e-child\" data-id=\"2de4d60\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4af331 elementor-widget elementor-widget-text-editor\" data-id=\"b4af331\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u179f\u17b7\u1791\u17d2\u1792\u17b7 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u179f\u17b7\u1791\u17d2\u1792\u17b7\u179f\u17d2\u1790\u17b7\u178f\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1787\u17b6\u1780\u1798\u17d2\u1798\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1795\u17d2\u178f\u17b6\u1785\u17cb\u1798\u17bb\u1781\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1798\u17b6\u1793\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u17a2\u1793\u17bb\u1794\u17d2\u1794\u1791\u17b6\u1793\u1791\u17c5\u17b2\u17d2\u1799\u1794\u17bb\u1782\u17d2\u1782\u179b\u178e\u17b6\u1798\u17d2\u1793\u17b6\u1780\u17cb\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u17a2\u1793\u17bb\u1794\u17d2\u1794\u1791\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u179f\u17b7\u1791\u17d2\u1792\u17b7\u179a\u1794\u179f\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u1791\u17c5\u17b2\u17d2\u1799\u1794\u17bb\u1782\u17d2\u1782\u179b\u1798\u17d2\u1793\u17b6\u1780\u17cb\u1791\u17c0\u178f \u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1794\u17b6\u1793\u178f\u17c2\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1798\u17b6\u1793\u1780\u17b6\u179a\u1799\u179b\u17cb\u1796\u17d2\u179a\u1798\u1796\u17b8\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178a\u17c4\u1799\u1798\u17b6\u1793\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a\u1787\u17b6\u1798\u17bb\u1793\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2067\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2067\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e7. 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data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2068\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e8. \u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2068\" class=\"elementor-element elementor-element-c671281 e-flex e-con-boxed e-con e-child\" data-id=\"c671281\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb4b23e elementor-widget elementor-widget-text-editor\" data-id=\"fb4b23e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17c6\u178e\u178f\u17cb\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u1793\u17b7\u1784\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 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style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u179b\u17be\u179f\u1796\u17b8\u1798\u17d2\u1793\u17b6\u1780\u17cb\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1780\u17c6\u178e\u178f\u17cb \u17a0\u17be\u1799\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u1798\u17d2\u1793\u17b6\u1780\u17cb\u1780\u17d2\u1793\u17bb\u1784\u1785\u17c6\u178e\u17c4\u1798\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u1791\u1791\u17bd\u179b\u1798\u179a\u178e\u1797\u17b6\u1796\u1798\u17bb\u1793\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784  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0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2069\" class=\"elementor-element elementor-element-f2089c3 e-flex e-con-boxed e-con e-child\" data-id=\"f2089c3\" 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class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20610\" class=\"elementor-element elementor-element-b72f46a e-flex e-con-boxed e-con e-child\" data-id=\"b72f46a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfbda4a elementor-widget elementor-widget-text-editor\" data-id=\"bfbda4a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u179f\u1798\u17d2\u179b\u17b6\u1794\u17cb\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u17ac\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u1787\u17b6\u1785\u17b6\u179a\u17b8 \u179f\u17a0\u1785\u17b6\u179a\u17b8 (\u17a2\u17d2\u1793\u1780\u179f\u17a0\u1780\u17b6\u179a\u1794\u17d2\u179a\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f)  \u17a2\u17d2\u1793\u1780\u1795\u17d2\u178a\u17be\u1798\u1782\u17c6\u1793\u17b7\u178f \u17ac\u17a2\u17d2\u1793\u1780\u179f\u1798\u1782\u17c6\u1793\u17b7\u178f\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u179f\u1798\u17d2\u179b\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1780\u17b6\u179a\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u179a\u1794\u179f\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178f\u17d2\u179a\u17bc\u179c\u1780\u1798\u17d2\u179a\u17b7\u178f\u178f\u17d2\u179a\u17b9\u1798\u178f\u17c2\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Policy Surrender Value)\u1791\u17c5\u17b2\u17d2\u1799\u1791\u17b6\u1799\u17b6\u1791\u179f\u17d2\u179a\u1794\u1785\u17d2\u1794\u17b6\u1794\u17cb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17c2\u1793\u1787\u17b6\u1785\u17b6\u179a\u17b8 (\u1787\u1793\u178a\u17c3\u178a\u179b\u17cb) \u179f\u17a0\u1785\u17b6\u179a\u17b8 (\u17a2\u17d2\u1793\u1780\u179f\u17a0\u1780\u17b6\u179a\u1794\u17d2\u179a\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f)  \u17a2\u17d2\u1793\u1780\u1795\u17d2\u178a\u17be\u1798\u1782\u17c6\u1793\u17b7\u178f \u17ac\u17a2\u17d2\u1793\u1780\u179f\u1798\u1782\u17c6\u1793\u17b7\u178f\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u1796\u17be\u1783\u17b6\u178f\u1780\u1798\u17d2\u1798\u17d4 \u1799\u17c9\u17b6\u1784\u178e\u17b6\u1798\u17b7\u1789 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1798\u17b7\u1793\u1791\u17b6\u1793\u17cb\u1798\u17b6\u1793\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Policy Surrender Value) \u1793\u17c4\u17c7\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u179f\u1798\u17d2\u179a\u17bd\u179b\u178a\u17c4\u1799\u1794\u17d2\u179a\u1782\u179b\u17cb\u1787\u17bc\u1793\u179c\u17b7\u1789\u1791\u17c5\u17b2\u17d2\u1799\u1791\u17b6\u1799\u17b6\u1791\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178f\u17c2\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1787\u17b6\u1780\u17cb\u179f\u17d2\u178f\u17c2\u1784\u179f\u179a\u17bb\u1794\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17cb\u179a\u17bd\u1785\u17a0\u17be\u1799\u178f\u17c2\u1794\u17c9\u17bb\u178e\u17d2\u178e\u17c4\u17c7 \u178a\u17c4\u1799\u1796\u17bb\u17c6\u1798\u17b6\u1793\u1782\u17b7\u178f\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1787\u17bc\u1793\u17a1\u17be\u1799\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1798\u17b6\u1793\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u179b\u17be\u179f\u1796\u17b8\u1798\u17d2\u1793\u17b6\u1780\u17cb \u1794\u17be\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u178e\u17b6\u1798\u17d2\u1793\u17b6\u1780\u17cb\u1798\u17b7\u1793\u1794\u17b6\u1793\u1785\u17bc\u179b\u179a\u17bd\u1798\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u1796\u17be\u1783\u17b6\u178f\u1780\u1798\u17d2\u1798\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6\u179b\u17be\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178f\u17d2\u179a\u17bc\u179c\u1791\u17bc\u1791\u17b6\u178f\u17cb\u179f\u17c6\u178e\u1784\u1793\u17bc\u179c\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179f\u1798\u17b6\u1798\u17b6\u178f\u17d2\u179a\u1793\u17c3\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1791\u17c5\u17b2\u17d2\u1799\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u178a\u17c2\u179b\u1798\u17b7\u1793\u1794\u17b6\u1793\u1785\u17bc\u179b\u179a\u17bd\u1798\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u1796\u17be\u1783\u17b6\u178f\u1780\u1798\u17d2\u1798\u178a\u17c4\u1799\u1785\u17c1\u178f\u1793\u17b6\u179b\u17be\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u178f\u17cb\u1785\u17c1\u1789\u1793\u17bc\u179c\u1785\u17c6\u178e\u17c2\u1780\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u17d2\u179a\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u1793\u17bc\u179c\u17a2\u17c6\u1796\u17be\u1783\u17b6\u178f\u1780\u1798\u17d2\u1798 \u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1791\u1791\u17bd\u179b\u17d4 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1798\u17b7\u1793\u1794\u1784\u17d2\u179c\u17b7\u179b\u1787\u17bc\u1793\u179c\u17b7\u1789\u1793\u17bc\u179c\u1785\u17c6\u1793\u17bd\u1793\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1787\u17b6\u1795\u17d2\u1793\u17c2\u1780\u1793\u17c3\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u17a1\u17be\u1799\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1793\u17c5\u1796\u17c1\u179b\u1794\u17d2\u179a\u1782\u179b\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1783\u17b6\u178f\u1780\u1798\u17d2\u1798\u1792\u17d2\u179c\u17be\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17b6\u178f\u17cb\u1780\u1784\u1794\u17c6\u178e\u17bb\u179b\u178a\u17c2\u179b\u1794\u17b6\u1793\u1787\u17c6\u1796\u17b6\u1780\u17cb\u178f\u17b6\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793)\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e1. 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0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20611\" class=\"elementor-element elementor-element-b43ee32 e-flex e-con-boxed e-con e-child\" data-id=\"b43ee32\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9794d5b elementor-widget elementor-widget-text-editor\" data-id=\"9794d5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 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>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20613\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e3. \u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20613\" class=\"elementor-element elementor-element-77fa499 e-flex e-con-boxed e-con e-child\" data-id=\"77fa499\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-537fbe3 elementor-widget elementor-widget-text-editor\" data-id=\"537fbe3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1793\u17c5\u1798\u17bb\u1793 \u17ac\u1793\u17c5\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb \u178a\u17c4\u1799\u179a\u1794\u17c0\u1794\u1793\u17c3\u1780\u17b6\u179a\u1794\u1784\u17cb\u1798\u17b6\u1793 \u1787\u17b6\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6 \u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u1798\u17b6\u179f \u1794\u17d2\u179a\u1785\u17b6\u17c6\u178f\u17d2\u179a\u17b8\u1798\u17b6\u179f \u17ac\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1781\u17c2 \u1793\u17c5\u1791\u17b8\u179f\u17d2\u1793\u17b6\u1780\u17cb\u1780\u17b6\u179a\u1780\u178e\u17d2\u178f\u17b6\u179b\u179a\u1794\u179f\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u17ac\u179f\u17b6\u1781\u17b6\u179a\u1794\u179f\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u17ac\u1797\u17d2\u1793\u17b6\u1780\u17cb\u1784\u17b6\u179a\u178a\u17c2\u179b\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1780\u17b6\u179a\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f\u179f\u17d2\u179a\u1794\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a\u1796\u17b8\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u17ac \u179a\u1794\u17c0\u1794\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u17a2\u17b6\u179f\u17d2\u179a\u17d0\u1799\u179b\u17be\u1780\u17b6\u179a\u1796\u17d2\u179a\u1798\u1796\u17d2\u179a\u17c0\u1784\u179a\u179c\u17b6\u1784\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17b7\u1784\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1794\u1793\u17d2\u1792\u17bc\u179a\u1794\u1793\u17d2\u1790\u1799\u178a\u17c4\u1799\u17a2\u1793\u17bb\u1789\u17d2\u1789\u17b6\u178f\u1799\u179b\u17cb\u1796\u17d2\u179a\u1798\u17b2\u17d2\u1799\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178f\u17b6\u1798\u179a\u1794\u17c0\u1794\u1795\u17d2\u179f\u17c1\u1784\u17d7\u1793\u17c3\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1780\u17b6\u179a\u1794\u1784\u17cb\u1787\u17b6\u1794\u17d2\u179a\u1785\u17b6\u17c6\u1786\u17d2\u1793\u17b6\u17c6 \u1785\u17c6\u178e\u17c2\u1780\u1793\u17c3\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1798\u17b7\u1793\u1791\u17b6\u1793\u17cb\u1794\u17b6\u1793\u1794\u1784\u17cb\u1791\u17c5\u17b2\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u178f\u17d2\u179a\u17bc\u179c\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1787\u17b6\u1794\u17c6\u178e\u17bb\u179b\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17b6\u178f\u17cb\u1799\u1780\u1796\u17b8\u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u179a\u1794\u17c0\u1794\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178f\u17b6\u1798\u179a\u1799\u17c8\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u179f\u17c6\u178e\u17be\u179f\u17bb\u17c6\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u179a\u1794\u17c0\u1794\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a\u1791\u17c5\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4  \u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1793\u17c1\u17c7\u1793\u17b9\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1795\u17d2\u178f\u179b\u17cb\u1780\u17b6\u179a\u17af\u1780\u1797\u17b6\u1796\u179b\u17be\u179f\u17c6\u178e\u17be\u179f\u17bb\u17c6\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1793\u17c4\u17c7\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1787\u17b6\u179f\u17b6\u1785\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u17d4 \u179a\u17b6\u179b\u17cb\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1792\u17d2\u179c\u17be\u17a1\u17be\u1784\u178f\u17b6\u1798\u179a\u1799\u17c8\u179b\u17b7\u1781\u17b7\u178f\u179f\u1793\u17d2\u1799\u17b6\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb (Promissory note)  \u1798\u17bc\u179b\u1794\u17d2\u1794\u1791\u17b6\u1793\u1794\u178f\u17d2\u179a  (Cheque)  \u179a\u17bc\u1794\u17b7\u1799\u17b6\u178e\u178f\u17d2\u178f\u17b7 (Draft)  \u17ac\u178f\u17b6\u1798\u179a\u1799\u17c8\u1798\u1792\u17d2\u1799\u17c4\u1794\u17b6\u1799\u1795\u17d2\u179f\u17c1\u1784\u17d7\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1785\u17b6\u178f\u17cb\u1791\u17bb\u1780\u1790\u17b6\u1794\u17b6\u1793\u1794\u1784\u17cb\u178f\u17c2\u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u179b\u17b7\u1781\u17b7\u178f\u1793\u17c4\u17c7\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u178a\u1780  \u17ac\u1794\u17be\u1780\u1787\u17b6\u179f\u17b6\u1785\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20614\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20614\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e4. \u179a\u1799\u17c8\u1796\u17c1\u179b\u17a2\u1793\u17bb\u1782\u17d2\u179a\u17c4\u17c7 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20614\" class=\"elementor-element elementor-element-47743c7 e-con-full e-flex e-con e-child\" data-id=\"47743c7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d382205 elementor-widget elementor-widget-text-editor\" data-id=\"d382205\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 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6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20615\" class=\"elementor-element elementor-element-62e3de3 e-flex e-con-boxed e-con e-child\" data-id=\"62e3de3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aff3ff elementor-widget elementor-widget-text-editor\" data-id=\"0aff3ff\" 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\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20616\" class=\"elementor-element elementor-element-c5abd60 e-flex e-con-boxed e-con e-child\" data-id=\"c5abd60\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-472d198 elementor-widget elementor-widget-text-editor\" data-id=\"472d198\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b \u17e2 (\u1796\u17b8\u179a) \u1786\u17d2\u1793\u17b6\u17c6 \u1780\u17d2\u179a\u17c4\u1799\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1795\u17bb\u178f\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u17a0\u17be\u1799\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b7\u1793\u1791\u17b6\u1793\u17cb\u1794\u17b6\u1793\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u1791\u17bc\u1791\u17b6\u178f\u17cb \u1793\u17c4\u17c7\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1785\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17bc\u1785\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1798\u17d6<\/p><p style=\"padding-left: 40px; text-indent: 30px;\"><strong>\u179a\u1794\u17c0\u1794\u1791\u17b8 \u17e1 \u17d6<\/strong>\u00a0\u1794\u1784\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1799\u17ba\u178f\u1799\u17c9\u17b6\u179c\u1798\u17b7\u1793\u1794\u17b6\u1793\u1794\u1784\u17cb\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb \u1793\u17b7\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17d2\u1782\u179a\u1791\u17bb\u1780 \u178a\u17c2\u179b\u179f\u17d2\u1798\u17be\u1793\u17b9\u1784 \u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1793\u17c3\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u178f\u1798\u17d2\u179b\u17c3\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Insurance Pricing Interest) \u1794\u17bc\u1780\u1790\u17c2\u1798 \u17e2% \u1780\u17d2\u1793\u17bb\u1784\u1798\u17bd\u1799\u1786\u17d2\u1793\u17b6\u17c6\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\" class=\"translation-block\"><strong>\u179a\u1794\u17c0\u1794\u1791\u17b8 \u17e2 \u17d6 <\/strong>\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u178a\u17c4\u1799\u1794\u17bc\u1780\u1794\u1793\u17d2\u1790\u17c2\u1798\u179a\u1799\u17c8\u1796\u17c1\u179b\u1795\u17bb\u178f  \u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u1787\u17b6\u1798\u17bd\u1799\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u1785\u17b6\u179f\u17cb\u17d4 \u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u1787\u17d2\u179a\u17be\u179f\u179a\u17be\u179f\u179a\u1794\u17c0\u1794\u1791\u17b8 \u17e2 \u1793\u17c1\u17c7 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1790\u17d2\u179b\u17c3\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1790\u17d2\u1798\u17b8 \u178a\u17c4\u1799\u1799\u17c4\u1784\u178f\u17b6\u1798\u17a2\u17b6\u1799\u17bb\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17c5\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u1790\u17d2\u1798\u17b8\u17d4 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1784\u17cb\u1791\u17c5\u17b2\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17bc\u179c\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1781\u17bb\u179f\u1782\u17d2\u1793\u17b6\u179a\u179c\u17b6\u1784 \u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17cb \u1793\u17b7\u1784\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1790\u17d2\u1798\u17b8\u17d4 \u179a\u1794\u17c0\u1794\u1791\u17b8 \u17e2 \u1793\u17b9\u1784\u1798\u17b7\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1791\u17c1\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6 \u1793\u17b7\u1784\/\u17ac \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u179f\u17d2\u1790\u17b7\u178f\u1780\u17d2\u179a\u17c4\u1798\u1780\u17b6\u179a\u1780\u17b6\u178f\u17cb\u1780\u1784\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c4\u1799\u179f\u17d2\u179c\u17d0\u1799\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7 \u178a\u17bc\u1785\u178a\u17c2\u179b\u1794\u17b6\u1793\u1780\u17c6\u178e\u178f\u17cb\u1780\u17d2\u1793\u17bb\u1784\u1785\u17c6\u178e\u17bb\u1785 \u17e1\u17e8\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u178a\u17be\u1798\u17d2\u1794\u17b8\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u178f\u17b6\u1798\u178a\u17c6\u178e\u17b6\u1780\u17cb\u1780\u17b6\u179b\u178a\u17bc\u1785\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1798\u17d6<\/p><p style=\"padding-left: 100px; margin-top: -10px;\">\u17e1. \u1792\u17d2\u179c\u17be\u179b\u17b7\u1781\u17b7\u178f\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a \u178a\u17c4\u1799\u1794\u17d2\u179a\u17be\u1791\u1798\u17d2\u179a\u1784\u17cb\u178a\u17c2\u179b\u1795\u17d2\u178f\u179b\u17cb\u178a\u17c4\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17d4<\/p><p style=\"padding-left: 100px; margin-top: -10px;\">\u17e2. \u178a\u17b6\u1780\u17cb\u17af\u1780\u179f\u17b6\u179a\u178a\u17c2\u179b\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1796\u17b7\u178f\u1787\u17b6\u1798\u17b6\u1793\u179f\u17bb\u1781\u1797\u17b6\u1796\u179b\u17d2\u17a2 \u1793\u17b7\u1784\u179f\u17d2\u1790\u17b7\u178f\u1780\u17d2\u1793\u17bb\u1784\u179b\u1780\u17d2\u1781\u1781\u178e\u17d2\u178c\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1792\u17b6\u1793\u17b6\u1794\u17b6\u1793\u17d4 <br \/>\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1785\u17c6\u178e\u17b6\u1799\u178a\u17be\u1798\u17d2\u1794\u17b8\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u17af\u1780\u179f\u17b6\u179a\u1793\u17c1\u17c7\u17d4<\/p><p style=\"padding-left: 100px; margin-top: -10px;\">\u17e3. \u179f\u1784\u179a\u17b6\u179b\u17cb\u1794\u17c6\u178e\u17bb\u179b\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u1791\u17c5\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793) \u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17d2\u1782\u179a\u1791\u17bb\u1780\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u1793\u17b9\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793  \u17a2\u1793\u17bb\u1798\u17d0\u178f\u1791\u1791\u17bd\u179b\u1799\u1780\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20617\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"18\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20617\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e7. \u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20617\" class=\"elementor-element elementor-element-8da9d6b e-flex e-con-boxed e-con e-child\" data-id=\"8da9d6b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8779c2e elementor-widget elementor-widget-text-editor\" data-id=\"8779c2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1794\u1789\u17d2\u1785\u1794\u17cb\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178a\u17c4\u1799\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17b7\u1784 \u1791\u1791\u17bd\u179b\u1799\u1780\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178a\u17c4\u1799\u1799\u17c4\u1784\u178f\u17b6\u1798\u1785\u17c6\u1793\u17bd\u1793\u178a\u17c2\u179b\u1794\u17b6\u1793\u1785\u17c2\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u178f\u17b6\u179a\u17b6\u1784\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Policy Surrender Value) \u1793\u17b7\u1784 \u17a2\u178f\u17d2\u1790\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u178a\u17c2\u179b\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1791\u1791\u17bd\u179b  (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793)\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1791\u17c4\u17c7\u1787\u17b6\u1799\u17c9\u17b6\u1784\u178e\u17b6 \u1780\u17b6\u179a\u1794\u1789\u17d2\u1785\u1794\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1785\u1794\u17cb\u179f\u1796\u17d2\u179c\u1782\u17d2\u179a\u1794\u17cb \u179b\u17bb\u17c7\u178f\u17d2\u179a\u17b6\u178f\u17c2\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1795\u17d2\u178f\u179b\u17cb\u1780\u17b6\u179a  \u1799\u179b\u17cb\u1796\u17d2\u179a\u1798\u179b\u17be\u1780\u17b6\u179a\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1794\u1789\u17d2\u1785\u1794\u17cb\u1793\u17c1\u17c7\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20618\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"19\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20618\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e8. \u1780\u17b6\u179a\u1780\u17b6\u178f\u17cb\u1780\u1784\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c4\u1799\u179f\u17d2\u179c\u17d0\u1799\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20618\" class=\"elementor-element elementor-element-9d61680 e-flex e-con-boxed e-con e-child\" data-id=\"9d61680\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10e5f4 elementor-widget elementor-widget-text-editor\" data-id=\"a10e5f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1781\u1780\u1781\u17b6\u1793\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17bb\u1793\u1796\u17c1\u179b\u179a\u1799\u17c8\u1796\u17c1\u179b\u17a2\u1793\u17bb\u1782\u17d2\u179a\u17c4\u17c7\u1795\u17bb\u178f\u1780\u17c6\u178e\u178f\u17cb \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u1780\u17b6\u178f\u17cb\u1799\u1780\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1796\u17b8\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793) \u178a\u17be\u1798\u17d2\u1794\u17b8\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17a0\u17be\u1799\u1794\u17d2\u179a\u178f\u17b7\u1794\u178f\u17d2\u178f\u17b7\u1780\u17b6\u179a\u1793\u17c1\u17c7\u1793\u17b9\u1784\u178f\u17d2\u179a\u17bc\u179c\u1794\u1793\u17d2\u178f\u179a\u17a0\u17bc\u178f\u178a\u179b\u17cb\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17c5\u179f\u179b\u17cb\u178f\u17b7\u1785\u1787\u17b6\u1784\u1785\u17c6\u1793\u17bd\u1793\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1793\u17c1\u17c7\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17d2\u179a\u17bc\u179c\u1795\u17bb\u178f\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796\u17d4 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1793\u17c1\u17c7 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1782\u17b7\u178f\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179f\u17d2\u1798\u17be\u1793\u17b9\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1793\u17c3\u1780\u17b6\u179a\u1780\u17c6\u178e\u178f\u17cb\u178f\u1798\u17d2\u179b\u17c3\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (Insurance Pricing Interest) \u1794\u17bc\u1780\u1790\u17c2\u1798 \u17e2% \u1780\u17d2\u1793\u17bb\u1784\u1798\u17bd\u1799\u1786\u17d2\u1793\u17b6\u17c6\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b7\u1793\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u17b6\u1793\u17cb \u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1794\u1784\u17cb\u1785\u17c6\u1793\u17bd\u1793\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784  \u178a\u17bc\u1785\u1798\u17b6\u1793\u1785\u17c2\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784  \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1780\u17c2\u1794\u17d2\u179a\u17c2\u179a\u1794\u17c0\u1794\u1793\u17c3\u1780\u17b6\u179a\u1794\u1784\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178a\u17be\u1798\u17d2\u1794\u17b8\u17b2\u17d2\u1799\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1793\u17c5\u179f\u179b\u17cb\u1782\u17d2\u179a\u1794\u17cb\u1782\u17d2\u179a\u17b6\u1793\u17cb\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u178f\u17cb\u1780\u1784\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20619\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"20\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20619\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e1\u17e9. \u1780\u17b6\u179a\u179b\u17bb\u1794\u1785\u17c4\u179b\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20619\" class=\"elementor-element elementor-element-9187346 e-flex e-con-boxed e-con e-child\" data-id=\"9187346\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a013d4d elementor-widget elementor-widget-text-editor\" data-id=\"a013d4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17a2\u17b6\u1785\u179b\u17bb\u1794\u1785\u17c4\u179b\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u178a\u17c4\u1799\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a \u1799\u17c9\u17b6\u1784\u17a0\u17c4\u1785\u178e\u17b6\u179f\u17cb \u1798\u17b7\u1793\u178f\u17b7\u1785\u1787\u17b6\u1784 \u17e3\u17e0 (\u179f\u17b6\u1798\u179f\u17b7\u1794) \u1790\u17d2\u1784\u17c3\u1787\u17b6\u1798\u17bb\u1793 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u178a\u17c2\u179b\u1798\u17b6\u1793\u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u1785\u17c1\u178f\u1793\u17b6\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6\u178a\u17be\u1798\u17d2\u1794\u17b8\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1795\u179b\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1796\u17b8\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1798\u17b7\u1793\u1790\u17b6\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1781\u17d2\u179b\u17bd\u1793\u17af\u1784 \u17ac\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u178a\u1791\u17c3\u17a1\u17be\u1799\u17d4 \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1793\u17c1\u17c7\u178a\u17c2\u179a \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1794\u1784\u17d2\u179c\u17b7\u179b\u179f\u1784 \u17e9\u17e0 (\u1780\u17c5\u179f\u17b7\u1794) \u1797\u17b6\u1782\u179a\u1799\u1793\u17c3\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1787\u17bc\u1793\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u179a\u1799\u17c8\u1796\u17c1\u179b\u178a\u17c2\u179b\u1793\u17c5\u179f\u179b\u17cb\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20620\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"21\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20620\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2\u17e0. \u1780\u179a\u178e\u17b8\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20620\" class=\"elementor-element elementor-element-23db2a2 e-flex e-con-boxed e-con e-child\" data-id=\"23db2a2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b245660 elementor-widget elementor-widget-text-editor\" data-id=\"b245660\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1787\u17b6\u1780\u179a\u178e\u17b8\u1780\u17d2\u179b\u17c2\u1784\u1794\u1793\u17d2\u179b\u17c6\u1794\u17c4\u1780\u1794\u17d2\u179a\u17b6\u179f\u17cb\u1780\u17d2\u1793\u17bb\u1784\u179a\u17bc\u1794\u1797\u17b6\u1796\u178e\u17b6\u1798\u17bd\u1799 \u17ac \u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u1792\u17d2\u1799\u17c4\u1794\u17b6\u1799 \u17ac \u17a7\u1794\u1780\u179a\u178e\u17cd\u1794\u1793\u17d2\u179b\u17c6\u1794\u17c4\u1780\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178e\u17b6\u1798\u17bd\u1799 \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb\u178a\u17be\u1798\u17d2\u1794\u17b8\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1795\u179b\u1794\u17d2\u179a\u1799\u17c4\u1787\u1793\u17cd\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1798\u17b7\u1793\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u1785\u17c6\u1796\u17c4\u17c7\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1793\u17c4\u17c7\u17a1\u17be\u1799\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20621\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"22\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20621\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2\u17e1. \u1780\u17b6\u179a\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u1796\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u1780\u17c4\u179f\u179b\u17d2\u1799\u179c\u17b7\u1785\u17d0\u1799 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20621\" class=\"elementor-element elementor-element-39c361a e-con-full e-flex e-con e-child\" data-id=\"39c361a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39b38e5 elementor-widget elementor-widget-text-editor\" data-id=\"39b38e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784  \u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u1785\u17b6\u17c6\u1794\u17b6\u1785\u17cb\u178f\u17d2\u179a\u17bc\u179c\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u178a\u179b\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b \u17e3\u17e0 (\u179f\u17b6\u1798\u179f\u17b7\u1794) \u1790\u17d2\u1784\u17c3 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1791\u1791\u17bd\u179b\u1798\u179a\u178e\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1798\u17b6\u1793\u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6\u1798\u17b6\u1793\u1798\u17bc\u179b\u17a0\u17c1\u178f\u17bb\u179f\u1798\u179f\u17d2\u179a\u1794 \u178a\u17c2\u179b\u1793\u17b6\u17c6\u17b2\u17d2\u1799\u1798\u17b6\u1793\u1780\u17b6\u179a\u1799\u17ba\u178f\u1799\u17c9\u17b6\u179c\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u1796\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u1793\u17c1\u17c7  \u17ac \u1796\u17bd\u1780\u1782\u17c1\u1798\u17b7\u1793\u1794\u17b6\u1793\u178a\u17b9\u1784\u1790\u17b6\u1798\u17b6\u1793\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7\u17d4  \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1794\u17c2\u1794\u1793\u17c1\u17c7 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30px;\">\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u178f\u17d2\u179a\u17bc\u179c\u1795\u17d2\u178f\u179b\u17cb\u179a\u1794\u17b6\u1799\u1780\u17b6\u179a\u178e\u17cd\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1798\u179a\u178e\u1797\u17b6\u1796\u1795\u17d2\u179b\u17bc\u179c\u1780\u17b6\u179a  \u17ac \u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1795\u17d2\u179b\u17bc\u179c\u1780\u17b6\u179a\u178a\u17c2\u179b\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1796\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1791\u17c5\u17b2\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u1793\u17b7\u1784\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1798\u17b6\u1793\u179f\u17c6\u178e\u17be\u179f\u17bb\u17c6\u178a\u17c4\u1799\u1798\u17b6\u1793\u1798\u17bc\u179b\u17a0\u17c1\u178f\u17bb 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30px;\">\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1781\u17bb\u179f\u178f\u17d2\u179a\u17bc\u179c\u178a\u17bc\u1785\u1794\u17b6\u1793\u1785\u1784\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u178a\u17c4\u1799\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 \u1793\u17c5\u1796\u17c1\u179b\u178a\u17c2\u179b\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u17ac \u1797\u17b6\u1782\u17b8\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 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\u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20622\" class=\"elementor-element elementor-element-d3c3578 e-flex e-con-boxed e-con e-child\" data-id=\"d3c3578\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93bad0c elementor-widget elementor-widget-text-editor\" data-id=\"93bad0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1793\u17c5\u1796\u17c1\u179b\u1798\u17b6\u1793\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac\u1797\u17b6\u1782\u17b8\u1793\u17c3\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178f\u17d2\u179a\u17bc\u179c\u1792\u17d2\u179c\u17be\u1780\u17b6\u179a\u1787\u17bc\u1793\u178a\u17c6\u178e\u17b9\u1784\u1798\u1780\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b \u17e3\u17e0 (\u179f\u17b6\u1798\u179f\u17b7\u1794) \u1790\u17d2\u1784\u17c3 \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1790\u17d2\u1784\u17c3\u178a\u17c2\u179b\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17d2\u179c\u17be\u179c\u17b7\u1797\u17b6\u1782\u1780\u17c4\u179f\u179b\u17d2\u1799\u179c\u17b7\u1785\u17d0\u1799\u1783\u17be\u1789 \u17ac \u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1790\u17d2\u1784\u17c3\u178a\u17c2\u179b\u1798\u17b6\u1793\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb\u1794\u17b6\u1793\u1780\u17be\u178f\u17a1\u17be\u1784 \u1793\u17b7\u1784\u1794\u1789\u17d2\u1787\u17bc\u1793\u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1793\u17c3\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u179c\u17b7\u1797\u17b6\u1782\u1780\u17c4\u179f\u179b\u17d2\u1799\u179c\u17b7\u1785\u17d0\u1799\u179a\u1794\u179f\u17cb\u179c\u17c1\u1787\u17d2\u1787\u1794\u178e\u17d2\u178c\u17b7\u178f \u1793\u17b7\u1784 \u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1794\u1793\u17d2\u1790\u17c2\u1798\u1785\u17b6\u17c6\u1794\u17b6\u1785\u17cb\u178a\u17c2\u179b\u178f\u1798\u17d2\u179a\u17bc\u179c\u178a\u17c4\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u178a\u17c2\u179b\u1780\u17b6\u179a\u1785\u17c6\u178e\u17b6\u1799\u1791\u17b6\u17c6\u1784\u1793\u17c4\u17c7\u1787\u17b6\u1794\u1793\u17d2\u1791\u17bb\u1780\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u179b\u17be\u1780\u179b\u17c2\u1784\u178f\u17c2\u1798\u17b6\u1793\u1797\u179f\u17d2\u178a\u17bb\u178f\u17b6\u1784\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1790\u17b6\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u1798\u17bc\u179b\u17a0\u17c1\u178f\u17bb\u179f\u17c6\u1781\u17b6\u1793\u17cb \u1793\u17b7\u1784\u17a2\u17b6\u1785\u1791\u1791\u17bd\u179b\u1799\u1780\u1794\u17b6\u1793\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u1780\u17b6\u179a\u17a2\u17b6\u1780\u17cb\u1781\u17b6\u1793 \u1794\u17c9\u17bb\u1793\u17d2\u178a\u17c2\u1794\u17b6\u1793\u1795\u17d2\u178a\u179b\u17cb\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u178a\u179b\u17cb\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u17b2\u17d2\u1799\u1794\u17b6\u1793\u1786\u17b6\u1794\u17cb\u1794\u17c6\u1795\u17bb\u178f\u178f\u17b6\u1798\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1792\u17d2\u179c\u17be\u1791\u17c5\u1794\u17b6\u1793 \u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1780\u17b6\u179a\u1796\u17b7\u1793\u17b7\u178f\u17d2\u1799\u179a\u17b6\u1784\u1780\u17b6\u1799\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178f\u17b6\u1798\u178a\u17c2\u179b\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1799\u179b\u17cb\u1790\u17b6 \u179f\u1798\u179f\u17d2\u179a\u1794 \u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u17a2\u17c6\u17a1\u17bb\u1784\u1796\u17c1\u179b\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u179c\u17b6\u1799\u178f\u1798\u17d2\u179b\u17c3\u179f\u17c6\u178e\u1784\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20623\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"24\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20623\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2\u17e3. \u17af\u1780\u179f\u17b6\u179a\u178f\u1798\u17d2\u179a\u17bc\u179c\u1785\u17c6\u1796\u17c4\u17c7\u1780\u179a\u178e\u17b8\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u1793\u17b7\u1784\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20623\" class=\"elementor-element elementor-element-00dfdc9 e-flex e-con-boxed e-con e-child\" data-id=\"00dfdc9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc265a elementor-widget elementor-widget-text-editor\" data-id=\"0dc265a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">\u1780. \u1780\u179a\u178e\u17b8\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17be\u1798\u17d2\u1794\u17b8\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u178f\u1798\u17d2\u179b\u17c3\u1791\u17b9\u1780\u1794\u17d2\u179a\u17b6\u1780\u17cb\u178a\u17c2\u179b\u178f\u17d2\u179a\u17bc\u179c\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17b8\u1780\u17b6\u179a\u1794\u17c4\u17c7\u1794\u1784\u17cb \u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e1. \u1794\u17c6\u1796\u17c1\u1789\u1796\u17b6\u1780\u17d2\u1799\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1794\u17c4\u17c7\u1794\u1784\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e2. \u1780\u1789\u17d2\u1785\u1794\u17cb\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 (\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798)<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e3. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u17a2\u178f\u17d2\u178f\u179f\u1789\u17d2\u1789\u17b6\u178e\u1794\u17d0\u178e\u17d2\u178e\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c \u178a\u17c4\u1799\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1798\u1780\u1787\u17b6\u1798\u17bd\u1799\u1793\u17bc\u179c\u17af\u1780\u179f\u17b6\u179a\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798<\/p>\n<p style=\"padding-left: 40px;\">\u1781. \u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u178a\u17c4\u1799\u179f\u17b6\u179a\u1787\u17c6\u1784\u17ba<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e1. \u1794\u17c6\u1796\u17c1\u1789\u1796\u17b6\u1780\u17d2\u1799\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e2. \u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f (\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798)<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e3. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u17a2\u178f\u17d2\u178f\u179f\u1789\u17d2\u1789\u17b6\u178e\u1794\u17d0\u178e\u17d2\u178e \u1793\u17b7\u1784\u179f\u17c0\u179c\u1797\u17c5\u1782\u17d2\u179a\u17bd\u179f\u17b6\u179a\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c \u178a\u17c4\u1799\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1798\u1780\u1787\u17b6\u1798\u17bd\u1799\u1793\u17bc\u179c\u17af\u1780\u179f\u17b6\u179a\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e4. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u179b\u17b7\u1781\u17b7\u178f\u1798\u179a\u178e\u1797\u17b6\u1796\u178a\u17c2\u179b\u1798\u17b6\u1793\u1780\u17b6\u179a\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c \u178a\u17c4\u1799\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1798\u1780\u1787\u17b6\u1798\u17bd\u1799\u1793\u17bc\u179c  \u17af\u1780\u179f\u17b6\u179a\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e5. \u179b\u17b7\u1781\u17b7\u178f\u1799\u179b\u17cb\u1796\u17d2\u179a\u1798\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u17ac \u1791\u17b6\u1799\u17b6\u1791\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1781\u17d2\u179b\u17bd\u1793<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e6. \u179a\u1794\u17b6\u1799\u1780\u17b6\u179a\u178e\u17cd\u179c\u17c1\u1787\u17d2\u1787\u179f\u17b6\u179f\u17d2\u178f\u17d2\u179a\u1796\u17b8\u179c\u17c1\u1787\u17d2\u1787\u1794\u178e\u17d2\u178c\u17b7\u178f \u1780\u17d2\u1793\u17bb\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1798\u1793\u17d2\u1791\u17b8\u179a\u1796\u17c1\u1791\u17d2\u1799\u178a\u17c2\u179b\u1794\u17b6\u1793\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8 \u17ac \u1782\u17d2\u179b\u17b8\u1793\u17b7\u1780\u178a\u17c2\u179b\u1794\u17b6\u1793\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e7. \u17af\u1780\u179f\u17b6\u179a\u1795\u17d2\u179f\u17c1\u1784\u1791\u17c0\u178f\u178a\u17c2\u179b\u178f\u1798\u17d2\u179a\u17bc\u179c\u178a\u17c4\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793 \u178a\u17c2\u179b\u1798\u17b6\u1793\u17a0\u17c1\u178f\u17bb\u1795\u179b\u179f\u1798\u179f\u17d2\u179a\u1794\u17d4<\/p>\n\n<p style=\"padding-left: 40px;\">\u1782. \u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796\u178a\u17c4\u1799\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u179a\u17b6\u179b\u17cb\u17af\u1780\u179f\u17b6\u179a\u1780\u17d2\u1793\u17bb\u1784\u1785\u17c6\u178e\u17bb\u1785 (\u1781) \u1781\u17b6\u1784\u179b\u17be\u178f\u17d2\u179a\u17bc\u179c\u178f\u1798\u17d2\u179a\u17bc\u179c\u17b2\u17d2\u1799\u1798\u17b6\u1793 \u179a\u17bd\u1798\u1791\u17b6\u17c6\u1784\u17af\u1780\u179f\u17b6\u179a\u1794\u1793\u17d2\u1790\u17c2\u1798\u1796\u17b8\u179a\u178a\u17bc\u1785\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1798\u17d6<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e1. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u1780\u17c6\u178e\u178f\u17cb\u17a0\u17c1\u178f\u17bb\u17a2\u1784\u17d2\u1780\u17c1\u178f\u1782\u17d2\u179a\u17c4\u17c7\u1790\u17d2\u1793\u17b6\u1780\u17cb \u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u178a\u17c4\u1799\u17a2\u17d2\u1793\u1780\u179f\u17ca\u17be\u1794\u17a2\u1784\u17d2\u1780\u17c1\u178f (\u1793\u1782\u179a\u1794\u17b6\u179b) \u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e2. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u179a\u1794\u17b6\u1799\u1780\u17b6\u179a\u178e\u17cd\u1780\u17c4\u179f\u179b\u17d2\u1799\u179c\u17b7\u1785\u17d0\u1799 \u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c<\/p>\n\n<p style=\"padding-left: 40px;\">\u1783. \u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u179b\u17be\u1780\u179a\u178e\u17b8\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e1. \u1794\u17c6\u1796\u17c1\u1789\u1796\u17b6\u1780\u17d2\u1799\u179f\u17d2\u1793\u17be\u179f\u17bb\u17c6\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u179a\u178e\u17b8\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e2. \u179c\u17b7\u1789\u17d2\u1789\u17b6\u1794\u1793\u1794\u178f\u17d2\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f (\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798)<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e3. \u1785\u17d2\u1794\u17b6\u1794\u17cb\u1790\u178f\u1785\u1798\u17d2\u179b\u1784\u17a2\u178f\u17d2\u178f\u179f\u1789\u17d2\u1789\u17b6\u178e\u1794\u17d0\u178e\u17d2\u178e\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1798\u17b6\u1793\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1797\u17b6\u1796\u178f\u17d2\u179a\u17b9\u1798\u178f\u17d2\u179a\u17bc\u179c\u1796\u17d2\u179a\u1798\u1791\u17b6\u17c6\u1784\u1797\u17d2\u1787\u17b6\u1794\u17cb\u1798\u1780\u1787\u17b6\u1798\u17bd\u1799\u1793\u17bc\u179c\u17af\u1780\u179f\u17b6\u179a\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17be\u1798<\/p>\n<p style=\"padding-left: 80px; margin-top: -15px;\">\u17e4. 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class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2\u17e4. \u1780\u179a\u178e\u17b8\u1798\u17b7\u1793\u1792\u17b6\u1793\u17b6 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20624\" class=\"elementor-element elementor-element-e0aa3e4 e-flex e-con-boxed e-con e-child\" data-id=\"e0aa3e4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-092f572 elementor-widget elementor-widget-text-editor\" data-id=\"092f572\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac\u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u178a\u17c2\u179b\u1794\u178e\u17d2\u178f\u17b6\u179b\u1798\u1780\u1796\u17b8\u1780\u179a\u178e\u17b8\u178e\u17b6\u1798\u17bd\u1799\u1781\u17b6\u1784\u1780\u17d2\u179a\u17c4\u1798 \u1791\u17c4\u17c7\u1787\u17b6\u1795\u17d2\u1791\u17b6\u179b\u17cb \u17ac \u1798\u17b7\u1793\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1780\u17d2\u178f\u17b8 \u1798\u17b7\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1791\u17bc\u1791\u17b6\u178f\u17cb\u1787\u17bc\u1793\u17a1\u17be\u1799\u17d6<\/p><p style=\"padding-left: 80px;\">\u1780. \u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u17a2\u178f\u17d2\u178f\u1783\u17b6\u178f \u17ac \u1780\u17b6\u179a\u1794\u17c9\u17bb\u1793\u1794\u17c9\u1784\u1792\u17d2\u179c\u17be\u17a2\u178f\u17d2\u178f\u1783\u17b6\u178f \u1780\u17b6\u179a\u1794\u1784\u17d2\u1780\u179a\u1794\u17bd\u179f\u179b\u17be\u1781\u17d2\u179b\u17bd\u1793\u17af\u1784 \u1798\u17b7\u1793\u1790\u17b6\u1798\u17b6\u1793\u179f\u17d2\u1798\u17b6\u179a\u178f\u17b8\u1794\u17d2\u179a\u1780\u17d2\u179a\u178f\u17b8 \u17ac \u1798\u17b7\u1793\u1794\u17d2\u179a\u1780\u17d2\u179a\u178f\u17b8 \u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b\u1796\u17b8\u179a\u1786\u17d2\u1793\u17b6\u17c6\u1794\u1793\u17d2\u1791\u17b6\u1794\u17cb\u1796\u17b8\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17bb\u1796\u179b\u1797\u17b6\u1796 \u17ac \u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1793\u17c3\u1780\u17b6\u179a\u178a\u17b6\u1780\u17cb\u17b2\u17d2\u1799\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u17a1\u17be\u1784\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u178a\u17c4\u1799\u1782\u17b7\u178f\u1799\u1780\u1780\u17b6\u179b\u1794\u179a\u17b7\u1785\u17d2\u1786\u17c1\u1791\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799\u1782\u17c1 \u17ac<br \/>\u1781. \u1780\u17b6\u179a\u1794\u17d2\u179a\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f \u17ac \u1794\u17c9\u17bb\u1793\u1794\u17c9\u1784\u1794\u17d2\u179a\u1796\u17d2\u179a\u17b9\u178f\u17d2\u178f\u1794\u1791\u179b\u17d2\u1798\u17be\u179f\u1796\u17d2\u179a\u17a0\u17d2\u1798\u1791\u178e\u17d2\u178c\u178e\u17b6\u1798\u17bd\u1799 \u1796\u17b8\u179f\u17c6\u178e\u17b6\u1780\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac \u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b\u178e\u17b6\u1798\u17d2\u1793\u17b6\u1780\u17cb \u17ac<br \/>\u1782. \u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1782\u17d2\u179a\u17bf\u1784\u1789\u17c0\u1793 \u17ac \u1790\u17d2\u1793\u17b6\u17c6\u179f\u1794\u17d2\u1794\u17b6\u1799 (Stimulators)  \u17ac \u1780\u17b6\u179a\u1794\u17d2\u179a\u17be\u1782\u17d2\u179a\u17bf\u1784\u179f\u17d2\u179a\u179c\u17b9\u1784\u17a0\u17bd\u179f\u1780\u1798\u17d2\u179a\u17b7\u178f \u17ac \u1780\u17b6\u179a\u1794\u17be\u1780\u1794\u179a\u1799\u17b6\u1793\u1787\u17c6\u1793\u17b7\u17c7\u1780\u17d2\u179a\u17c4\u1798\u17a5\u1791\u17d2\u1792\u17b7\u1796\u179b\u1793\u17c3\u1782\u17d2\u179a\u17bf\u1784\u179f\u17d2\u179a\u179c\u17b9\u1784 \u178a\u17bc\u1785\u1798\u17b6\u1793\u1785\u17c2\u1784\u1780\u17d2\u1793\u17bb\u1784\u1785\u17d2\u1794\u17b6\u1794\u17cb \u1793\u17b7\u1784 \u1794\u1791\u1794\u17d2\u1794\u1789\u17d2\u1789\u178f\u17d2\u178f\u17b7\u1787\u17b6\u1792\u179a\u1798\u17b6\u1793\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1780\u17b6\u179a\u1791\u17b6\u1798\u1791\u17b6\u179a\u179f\u17c6\u178e\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac \u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1780\u17be\u178f\u1785\u17c1\u1789\u1796\u17b8\u1780\u179a\u178e\u17b8\u1798\u17b7\u1793\u1792\u17b6\u1793\u17b6\u1796\u17b8\u1785\u17c6\u178e\u17bb\u1785 \u1780 \u1791\u17c5 \u1782 \u1791\u17c4\u17c7\u1787\u17b6\u1795\u17d2\u1791\u17b6\u179b\u17cb \u17ac \u1798\u17b7\u1793\u1795\u17d2\u1791\u17b6\u179b\u17cb\u1780\u17d2\u178a\u17b8 \u1793\u17c4\u17c7\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1793\u17b9\u1784\u1794\u17d2\u179a\u1782\u179b\u17cb\u1787\u17bc\u1793\u1791\u17c5\u17b2\u17d2\u1799\u17a2\u17d2\u1793\u1780\u1791\u1791\u17bd\u179b\u1795\u179b \u17ac \u1791\u17b6\u1799\u17b6\u1791\u179a\u1794\u179f\u17cb\u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178f\u17c2\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1787\u17b6\u1780\u17cb\u179f\u17d2\u178a\u17c2\u1784\u179f\u179a\u17bb\u1794\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17cb\u179a\u17bd\u1785\u1794\u17c9\u17bb\u178e\u17d2\u178e\u17c4\u17c7 \u178a\u17c4\u1799\u1796\u17bb\u17c6\u1798\u17b6\u1793\u1782\u17b7\u178f\u1780\u17b6\u179a\u1794\u17d2\u179a\u17b6\u1780\u17cb\u1787\u17bc\u1793\u17a1\u17be\u1799\u17d4<\/p><p style=\"padding-left: 40px; text-indent: 30px;\">\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u1782\u179b\u17cb\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784 \u17ac \u1791\u17bc\u1791\u17b6\u178f\u17cb\u1794\u17d2\u179a\u17b6\u1780\u17cb\u179f\u17c6\u178e\u1784\u1780\u179a\u178e\u17b8\u1798\u179a\u178e\u1797\u17b6\u1796 \u17ac \u1796\u17b7\u1780\u17b6\u179a\u1797\u17b6\u1796\u1791\u17b6\u17c6\u1784\u179f\u17d2\u179a\u17bb\u1784 \u1793\u17b7\u1784\u1787\u17b6\u17a2\u1785\u17b7\u1793\u17d2\u178f\u17d2\u179a\u17c3\u1799\u17cd \u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17b6\u178f\u17cb\u1794\u17c6\u178e\u17bb\u179b\u178a\u17c2\u179b\u1793\u17c5\u179f\u17c1\u179f\u179f\u179b\u17cb\u178e\u17b6\u1798\u17bd\u1799 \u178a\u17c2\u179b\u1793\u17c5\u1787\u17c6\u1796\u17b6\u1780\u17cb\u1780\u17d2\u179a\u17c4\u1798\u1794\u178e\u17d2\u178e\u179f\u1793\u17d2\u1799\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1793\u17c1\u17c7 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793)\u17d4<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20625\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"26\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20625\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u17e2\u17e5. \u179a\u1799\u17c8\u1796\u17c1\u179b\u1796\u17b7\u1785\u17b6\u179a\u178e\u17b6\u1785\u17bb\u1784\u1780\u17d2\u179a\u17c4\u1799 <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M125.1 208h197.8c10.7 0 16.1 13 8.5 20.5l-98.9 98.3c-4.7 4.7-12.2 4.7-16.9 0l-98.9-98.3c-7.7-7.5-2.3-20.5 8.4-20.5zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-caret-square-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M176 354.9V157.1c0-10.7 13-16.1 20.5-8.5l98.3 98.9c4.7 4.7 4.7 12.2 0 16.9l-98.3 98.9c-7.5 7.7-20.5 2.3-20.5-8.4zM448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zm-48 346V86c0-3.3-2.7-6-6-6H54c-3.3 0-6 2.7-6 6v340c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20625\" class=\"elementor-element elementor-element-be17f32 e-flex e-con-boxed e-con e-child\" data-id=\"be17f32\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-682a7b4 elementor-widget elementor-widget-text-editor\" data-id=\"682a7b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px; text-indent: 30px;\">\u178a\u17c4\u1799\u1795\u17d2\u17a2\u17c2\u1780\u179b\u17be\u17a0\u17c1\u178f\u17bb\u1795\u179b\u178e\u17b6\u1798\u17bd\u1799 \u17a2\u17d2\u1793\u1780\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1798\u17b6\u1793\u179f\u17b7\u1791\u17d2\u1792\u17b7\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1794\u17d2\u179a\u1782\u179b\u17cb\u1780\u17b7\u1785\u17d2\u1785\u179f\u1793\u17d2\u1799\u17b6\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17a2\u17b6\u1799\u17bb\u1787\u17b8\u179c\u17b7\u178f\u1793\u17c1\u17c7\u1787\u17b6\u1798\u17bd\u1799\u1793\u17b9\u1784\u179f\u17c6\u178e\u17be\u179f\u17bb\u17c6\u179b\u17bb\u1794\u1785\u17c4\u179b\u1787\u17b6\u179b\u17b6\u1799\u179b\u1780\u17d2\u1781\u178e\u17cd\u17a2\u1780\u17d2\u179f\u179a\u1780\u17d2\u1793\u17bb\u1784\u179a\u1799\u17c8\u1796\u17c1\u179b 21 (\u1798\u17d2\u1797\u17c3\u1798\u17bd\u1799) \u1790\u17d2\u1784\u17c3 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text-indent: 30px;\">\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u178f\u17d2\u179a\u17bc\u179c\u1794\u17d2\u179a\u1782\u179b\u17cb\u17b2\u17d2\u1799\u179c\u17b7\u1789\u1793\u17bc\u179c\u1794\u17bb\u1796\u17d2\u179c\u179b\u17b6\u1797\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u178a\u17c2\u179b\u1794\u17b6\u1793\u1794\u1784\u17cb\u179a\u17bd\u1785 \u178a\u17c4\u1799\u1780\u17b6\u178f\u17cb\u1785\u17c1\u1789\u1793\u17bc\u179c\u1790\u17d2\u179b\u17c3\u1796\u17b7\u1793\u17b7\u178f\u17d2\u1799\u179f\u17bb\u1781\u1797\u17b6\u1796\u1787\u17b6\u1780\u17cb\u179f\u17d2\u178a\u17c2\u1784 \u1793\u17b7\u1784\u1794\u17c6\u178e\u17bb\u179b\u178e\u17b6\u1798\u17bd\u1799 (\u1794\u17d2\u179a\u179f\u17b7\u1793\u1794\u17be\u1798\u17b6\u1793) 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Product Benefits Summary Receiving cash bonus 2% of sum assured every 2 years(1)\u00a0 Receiving 100% or 110% of sum assured at the end of the policy maturity date(2)\u00a0 Receiving 220% of sum assured in [&hellip;]<\/p>","protected":false},"featured_media":17969,"menu_order":0,"template":"","meta":{"footnotes":""},"portfolio-cat":[35],"portfolio-tag":[14,13],"portfolio-filter":[24],"class_list":["post-16957","portfolio","type-portfolio","status-publish","has-post-thumbnail","hentry","portfolio-cat-ordinary-life","portfolio-tag-assurance","portfolio-tag-insurance","portfolio-filter-products"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SMILE Happy Saving - Sovannaphum Life Assurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sovannaphumlife.com\/kh\/portfolio\/smile-happy-saving\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SMILE Happy Saving - Sovannaphum Life Assurance\" \/>\n<meta property=\"og:description\" content=\"For Further Details &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Please provide your information below, and our dedicated sales team will get in touch with you shortly. 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