• Premium payment only 10 years but get 15 years protection
  • Get 200% of Sum Assured in case of Death / Total Permanent Disability (TPD) cause by illness or accident or,
  • Get 110% of Sum Assured at the end of year 15 as survival benefit, plus (+)
  • Get extra 5% of Sum Assured every 5 years (Year 5th, Year 10th & Year 15th)

SMILE Education Plan 15/10


Product Features

Insured age From 18 to 50 years old
Sum assured Start from $3,000
Policy term 15 years
Premium payment mode Annually, Semi-Annually, Quarterly and Monthly
Premium Starts from $303.15/monthly(1)
Death / Total Permanent Disability (TPD) Coverage form illness or accident shall be terminated when insured attains age 71 years old.

(1) For Parent age between 18-30 years old with good health condition, with sum assured of $3,000

For Example: Mr. C age 30 years old purchased SMILE Education Plan 15/10 to protect his 3 years old son's education with $10,000 sum assured for 15 years.

Premium payment mode Premium
Annually $ 1034.30
Semi-Annually $ 537.80
Quarterly $ 279.30
Monthly $ 94.12

What are the benefits that Mr.C will get?

  • In case Mr. C got into an unfortunate accident and pass away in year 3, his family will receive $20,000 (200% of sum assured) immediately to support the family's living and ensure his children's continued education.
  • *This benefit will be paid at the end of year 10.
  • **This policy shall be terminated when the benefit of Death/TPD is paid.
  • Total Permanent Disability (TPD) coverage from illness or accident shall be terminated when insured attain age 71 years old.
  • All information provided in this website is for marketing purpose only. For more detail information, please contact our company or Insurance Advisor at Canadia bank branches.
  • Term and conditions apply.

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